Ruth Ruhl

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Ruth Ruhl, the founder and President of RUTH RUHL, P.C., is passionate about the work she does and the level of service her team provides to clients. “I truly love what I do. And all of us understand we’re here for the client.”

Ruth understands the importance of meeting deadlines without sacrificing quality. She knows how to cajole county clerks hundreds of miles away to ensure a document is filed on time. In one case, she managed to get papers recorded on short notice and, with six minutes to spare, saved a client from a costly loan repurchase.

Ruth’s extensive knowledge of the industry comes from a career that began as a mortgage loan officer after graduating from the University of Texas at Austin. Equipped with a B.B.A. degree in Finance, Ruth quickly learned the critical importance of proactively addressing problems that arise in the preparation of loan documents.

After honing her skills in that profession, she earned a law degree from Oklahoma City University School of Law where she graduated magna cum laude. Ruth joined the law firm of Barrett Burke Wilson Castle Daffin & Frappier, LLP, in Addison, Texas, which focused on residential foreclosures. Ruth’s understanding of the business side of mortgage lending prompted the managing partner to put her in charge of building a loss mitigation department. She was promoted to partner, specializing in loan origination, specialty loan and loss mitigation, and regulatory compliance. She joined PeirsonPatterson, LLP five years later, where she worked as a partner and director in the Specialty Loan Section.

Ruth soon realized she was fully equipped to start her own law firm serving mortgage lenders and mortgage servicing companies, and, in 1999, RUTH RUHL, P.C. was created.

RUTH RUHL, P.C. is recognized as a woman-owned business both nationally and state wide.  The firm is a member of WBENC  and is certified as a Texas Woman Owned Business.

Ruth is a member of the American Bar Association, State Bar of Texas, College of the State Bar, Texas Academy of Mortgage Attorneys and, the Dallas Bar Association.  Mortgage banking industry involvement includes the National Mortgage Bankers Association, American Mortgage Diversity Council, Texas Credit Union Real Estate Network, and the Dallas Mortgage Bankers Association.  Ruth has served as an officer and is a board member of the Texas Mortgage Bankers Association where she currently is the co-chair of the 2018 Convention Committee, and has been chair of the Servicing Committee and TMBPAC.  Ruth is a fifth generation Texan.

Customer Service is "RUHL" Number One®!!!

Dedicated to Customer Service

"They are dedicated to customer service and their integrity is topnotch. They will do whatever it takes to get the job done right, and on time."

Senior Vice President
National Mortgage Lender

Customer Service from the Heart

"I know we're the 'client,' but I can tell that the level of customer service we receive is given from the heart, and not learned from a manual."

Mortgage Officer
National Mortgage Lender

The Care Factor

"They have the 'Care Factor.' They care about you and your business. They take the time to get to know you."

Vice President
National Mortgage Lender

A Sense of Urgency

"There is a sense of urgency with her and her firm. I appreciate that they are quick to respond and break it down in easy to understand terms."

Senior Vice President
Texas Mortgage Lender

What People Don’t Realize

"People in our industry don’t realize what they are missing out on with Ruth."

Vice President
National Mortgage Lender

You Never Feel Like a Number

"You never feel like a number. You feel like they care about your business and want to provide the best service."

Vice President
National Mortgage Lender

Make Everything Pleasant

“Ruth is a really nice person, and it makes everything more pleasant.”

Senior Vice President
National Mortgage Lender

The Process Down to an Art

"Honestly, she has the process down to an art. They do an incredible job."

Senior Vice President
National Mortgage Service Company

Trusted Advisor for Many Years

"I have known Ruth Ruhl for over 20 years and have found her serious about her business, she is engaged, she is hands on and cares about delivering superior service to her clients. She is knowledgeable and has been a trusted advisor for many years."

Executive Vice President
National Mortgage Lender

Dedicated To Excellence