Loss Mitigation

Mortgage servicing is highly regulated with strict federal and state guidelines, intense oversight, and stringent investor requirements. That’s why the entire team at RUTH RUHL, P.C. takes a proactive approach for our clients with one-on-one, personal contact, a 24/7 proprietary web-based loan tracking site, and, most importantly, compliant federal and state loss mitigation documents in all 50 states.

The firm’s national loss mitigation document preparation services include:

  • Forbearance/Stipulation Agreements
  • Deed in Lieu Documents – Centralized Process
  • FNMA/FHLMC/HUD/VA Workout Loan Modifications
  • HUD/RHS Partial Claims
  • Unsecured Promissory Notes
  • Lost Note Affidavits
  • Assumption Agreements
  • Assignments
  • Subordination Agreements
  • Transfer/Release of Liens
  • National Title Company Relationships/Mobile Notary
  • Title Commitment Review and Fulfillment
  • Record in all 50 states
  • E-Record
  • E-Signature
  • E-Delivery
  • Co-Counsel Relationship Established in Practice of Law States

Customer Service is "RUHL" Number One®!!!

Dedicated to Customer Service

"They are dedicated to customer service and their integrity is topnotch. They will do whatever it takes to get the job done right, and on time."

Senior Vice President
National Mortgage Lender

Customer Service from the Heart

"I know we're the 'client,' but I can tell that the level of customer service we receive is given from the heart, and not learned from a manual."

Mortgage Officer
National Mortgage Lender

The Care Factor

"They have the 'Care Factor.' They care about you and your business. They take the time to get to know you."

Vice President
National Mortgage Lender

A Sense of Urgency

"There is a sense of urgency with her and her firm. I appreciate that they are quick to respond and break it down in easy to understand terms."

Senior Vice President
Texas Mortgage Lender

What People Don’t Realize

"People in our industry don’t realize what they are missing out on with Ruth."

Vice President
National Mortgage Lender

You Never Feel Like a Number

"You never feel like a number. You feel like they care about your business and want to provide the best service."

Vice President
National Mortgage Lender

Make Everything Pleasant

“Ruth is a really nice person, and it makes everything more pleasant.”

Senior Vice President
National Mortgage Lender

The Process Down to an Art

"Honestly, she has the process down to an art. They do an incredible job."

Senior Vice President
National Mortgage Service Company

Trusted Advisor for Many Years

"I have known Ruth Ruhl for over 20 years and have found her serious about her business, she is engaged, she is hands on and cares about delivering superior service to her clients. She is knowledgeable and has been a trusted advisor for many years."

Executive Vice President
National Mortgage Lender

Dedicated To Excellence