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RUTH RUHL, P.C.


The Firm's principal practice areas include: 

Loan Modifications
The Firm provides FNMA/FHLMC/HUD/VA load modification services in all fifty states. The Firm also provides workout loan modification services for all investors in all fifty states. This process, if requested, entails reviewing pertinent loan information, obtaining and analyzing title searches, coordinating with the title company/closing attorney in the issuance of title endorsements or mortgage title policy, obtaining subordination agreements from junior lien holders, ensuring the modification is properly executed by all parties, and recording of the modification in the county where the property is located.

HUD Partial Claims
The Firm processes HUD Partial Claims in all fifty states. The Firm will prepare the subordinate note and security instrument and any other pertinent client documentation. If requested, the Firm will coordinate with the borrower in the execution of the loan documents, and record the subordinate security instrument in the county where the property is located.

Assumptions
The Firm processes assumptions in all fifty states. This process includes, if requested, the review of loan data in the preparation of an assumption agreement and the preparation of any regulatory compliance disclosures. The Firm's employees will coordinate with the client in the execution of the assumption documents. The Firm's attorney will review the assumption documents prior to the documents being sent to the client for execution.

Special Refinances
The Firm processes and closes special refinances in all fifty states. This process includes, if requested, the preparation of a new promissory note and security instrument along with ordering a new mortgage title policy from the title company. The Firm's attorney and employees will coordinate with the title company in working through title curative issues and will, if requested, prepare the curative title documents, such as subordination agreements and/or releases. Finally, the "newly" executed security instrument is recorded, and the finalized completed loan package is returned to the client.

Additional services offered through the Firm:

    Subordination Agreements
    Assignments
    Release of Liens
    Title Search/Commitment Review
    Texas FNMA/FHLMC/FHA/VA Document Preparation - 1st or 2nd Lien - Purchase or Refinance
    Texas Home Equity Document Preparation
    Texas Construction Document Preparation
    Texas Document Preparation Legal Review

     

The Firm includes:

    Attorney Expertise
    National Title Company Relationship
    National Attorney Network
    Co-Counsel Relationship Established in Practice of Law States


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These materials have been prepared by RUTH RUHL, P.C. for informational purposes only.
This information is not to be relied upon and the online reader and Internet Subscriber should seek legal counsel

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