Firm Bios

Listed below are bios of our key staff.

Ruth Ruhl- President

Ms. Ruhl is President of the Firm, established in 1999, which provides residential real estate services to include loss mitigation, compliance, and Texas document preparation. Ms. Ruhl was born in Tyler, Texas on August 24, 1962. Ms. Ruhl graduated from the University of Texas at Austin in 1984 with a Bachelor of Business Administration degree in Finance. Upon graduation, she entered the mortgage banking industry as a loan officer. In May 1993, she received her Juris Doctor degree, magna cum laude, from Oklahoma City University School of Law. She is a member of Phi Delta Phi. From 1993 to 1998, Ms. Ruhl was a partner at Barrett Burke Wilson Castle Daffin & Frappier, LLP where she specialized in loan origination documentation, specialty loan and loss mitigation documentation, and regulatory compliance issues which arose therefrom. Ms. Ruhl was a partner and a Director in the Specialty Loan Section at PeirsonPatterson, LLP from 1998 to 1999.

Ms. Ruhl was admitted to the State Bar of Texas in 1993, the United States Court of Appeals for the Fifth Circuit in 1994, and the United States District Court for the Northern District and the Eastern District in 1994.

Ms. Ruhl is a member of the State Bar of Texas, College of the State Bar of Texas, Dallas Bar Association, Dallas Women Lawyers Association, Dallas Area Compliance Association, National Mortgage Bankers Association, Texas Mortgage Bankers Association – Officer – Associate Representative – 2014-2015, Board of Directors, 2014 Chair of the TMBPAC Committee, and 2010-2012 Chair of the Servicing Committee, Texas CUREN, and Independent Bankers Association of Texas.

Not certified by the Texas Board of Legal Specialization.


Miranda Lemons - Operations Manager

Ms. Lemons is the Firm's Operations Manager and is responsible for its overall operation. Ms. Lemons has been with the Firm since 2003 and she is responsible for the accuracy and compliance of documents for Texas document preparation, national loss mitigation, and specialty loans. Ms. Lemons' outstanding personal commitment to customer service and detail sets the stage for the Firm's impeccable reputation in the industry. Ms. Lemons is responsible for managing employees to ensure that documents are prepared accurately and delivered to the client within the Firm's strict turn-around timeframes. Ms. Lemons plays an integral role with technology issues relating to document compliance.

Ms. Lemons has a Bachelor of Business Administration degree from A&M University - Commerce.


Megan Kirby - Director of Closing Fulfillment

Ms. Kirby is the Firm’s Director of Closing Fulfillment and has been with the Firm since 2003. Ms. Kirby supervises the post-closing department and is responsible of the Firm’s employees for the day to day operation of timely sending documents and supporting documentation to the county clerk’s office in all 50 states. Ms. Kirby manages a detailed matrix identifying the specificities of each state and/or county to assist in the efficient recording of the documents. Further, Ms. Kirby is responsible for maintaining the Firm’s document library to ensure investor compliance and county and state recording requirements. Ms. Kirby’s role is essential to the Firm as she, also, ensures the Firm’s training manuals are up to date and provides and oversees training of the Firm’s new employees.

Ms. Kirby has a Bachelor of Business Administration degree from Texas A&M University - Commerce.


Sarah Mosley - Director of Audit

Ms. Mosley is the Firm’s Director of Audit. Ms. Mosley’s position is critical as she ensures all documents are delivered to the client error free. The Firm prides itself in the quality of the product it provides and Ms. Mosley makes sure the client is satisfied with the documents received. Her main responsibility is that each file is audited and any edits are accurately made prior to its submission to the client. Ms. Mosley’s professional communication with the clients and timely response to corrections or clarification to issues results in client’s satisfaction with the Firm’s performance.

Ms. Mosley has a Bachelor of Liberal Studies degree from Texas A&M University - Commerce.

Customer Service is "RUHL" Number One®!!!